Mortgage Calculator

Home price (CAD)

Down payment mode

Down payment

Interest rate (annual %)

Amortization (years)

Payment frequency

Advanced options (optional)

Include CMHC premium (estimate)

Include property tax + home insurance in payment totals

Property tax (annual)

Home insurance (annual)

Extra per payment

Annual lump-sum

Annual lump-sum month

One-time lump-sum

Apply one-time lump at payment #

Start date (optional)

Stress test (estimate): Qualifying rate = max(contract + 2%, 5.25%).